 Vision
Founded in 1986, CMC is locally owned and operated in Fayetteville,
NC. We opened with one primary mission: to combat the impersonal service
provided by most banks and large remote mortgage companies. In 2006
our commercial division continues our mission.
We develop and preserve long term relationships with our clients
by providing the best service and optimal financing solutions through
access to capital markets. We focus on your individual needs and
objectives as key determinants in structuring the appropriate financing.
Product Mix
We offer Purchase, Refinance, Rate Reduction, Acquisition, Development,
and Construction loan programs for multi-family and commercial properties
in the Southeast ranging from $500,000 to $50,000,000.
Loan Process
CMC provides the most direct route for achieving your real estate
goals. Pre-qualification is simple, convenient and FREE. Meeting
at our office or yours, we will discuss the best suited program
to maximize your investment and save thousands of dollars.
 Efficiency
We understand the need to get from the quote to the closing table
smoothly and professionally. We’ve developed solid relationships
with our capital sources to build a team approach to doing business
– we stay involved in every step of the process, working continuously
to get your loan closed. One of CMC’s four local offices will
originate, process, and underwrite your loan, making the process
as seamless as possible for you. Our dedicated team provides consistent,
efficient, professional service from start to finish.
Who We Are
David Allred is the founder and president of Carolina Mortgage Company,
and has 30 years of mortgage banking experience. He has a flawless
reputation for offering the best terms available, and for ensuring
your comfort during each step of the process.
Jackson Howard has a strong financial background with an undergraduate
business degree from UNC-Chapel Hill and a MBA at the University
of Georgia. Armed with extensive knowledge of commercial real estate
investments and finance, his entire focus within the company is
on commercial loans. |
| » Locally owned & operated
» Professional
» Tailored loan programs
» Trustworthy
» Less covenants than most banks
Property Types:
» Multi-Family
» Retail
» Hotel
» Light Industrial
» Office
» Mobile Home Park
Loan Structures:
» Hybrid: 3, 5, 7, 10 and 15 year fixed
rates that become adjustable with
amortization terms up to 30 years
» Fixed rate programs with balloons
» Variable loans
» Construction to Permanent
» Interest only for acquisition and
development loans
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